Financing
Tax Credit Means Higher Interest Rates
While most of America was celebrating the holiday season, our leaders in Washington were arguing about the Federal Spending Bill and the extension of a middle class tax credit. If you didn’t follow the results, Read More
Rates Stay Low – So What’s The Hurry?
The interest rate predictions at the beginning of 2012 were that rates would gradually rise into the 5.5% area. This was based on the assumption that the economy would gradually be improving and there would Read More
HARP 2 – Your Appraisal Solution?
On December 1, 2011 the Federal government expanded their HARP refinance program and may have created the first really significant solution to the depressed world of real estate. The acronym stands for Home Affordable Refinance Read More
Don’t Let Appraisals Stop Your Refinance
Over the last three years appraisals have been a challenge to many transactions and in many cases become a deal killer. Buyers that purchased at the top of the market have become trapped in a Read More
Tips to Get Through the Holidays without Accumulating Debt
According to the National Retail Federation’s (NRF) 2011 Holiday Consumer Intentions and Actions Survey, Americans will spend an average of $704.18 on holiday gifts and decorations, down slightly from last year’s average of $718.98. However, Read More
FHA Loans – Help for Those That Need It
The Federal government has created several loan programs under the Federal Housing Administration to make home ownership more accessible to buyers. The most common program is designated by the part of the act known as Read More
How Do I Get The Best Interest Rate?
This is a question I deal with almost every day. Buyers want to buy more house to lower their payment with a low rate. Homeowners want to lower their current payments and hit the market Read More
What’s Behind the Jobs Report
I ended up with an unusually quiet day today and about mid-afternoon began thinking about a nap. Instead, I decided to look at the most recent jobs report to see what I might Read More
Housing Affordability Is Strong
Looking to buy your choice of homes in Indianapolis? Much has been said about the combination of low interest rates and low home prices that combine for a great opportunity. Match that with an economy in Indiana Read More
Top Reasons I Chose Stonegate Mortgage
Any time you change companies it can be a scary situation. Since I’ve been in the mortgage trade 30 years, I’ve seen lots of companies. I’ve lived through lots of change Read More
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